Our Fees
Our fees are consistently lower that those of our competitors because, quite simply, we are much more efficient. Frankly, it is a wonder to us that our competitors get away with charging bankruptcy clients $1,000 or more for a basic Chapter 7 case that we can handle for $450 for an individual and only $650 for a joint filing. However, we have observed during the past few years that consumers are becoming smarter when shopping for a bankruptcy attorney and realize that the process can be handled very affordably.
For most consumer Chapter 7 cases, our fees average $450.00 for an individual and $650.00 for joint filing(plus government filing fees). The average fee tends to be at the lower end of the scale, and it is rare that we exceed the $650 fee. Business bankruptcy cases are generally more expensive but rarely exceed $1,000. An exact fee will be quoted to you at the end of your consultation. Remember, the first consultation is free, and we will never recommend that you file bankruptcy if we do not believe it is a good solution to your debt problems.
Chapter 13 cases are different than Chapter 7 cases because they are generally much more complicated, require formulation of an acceptable repayment plan, and sometimes require additional court hearings. However, the good news is that a Chapter 13 case can usually be filed with only a small initial payment of $200 or $300 in legal fees. In most cases, your attorney fees and filing fees are actually paid from funds that would otherwise have been paid to creditors, so in a sense, the creditors are actually paying your fees for you! The exact total fee for your Chapter 13 case will be set at the initial consultation once we know the specifics of your situation.
If you decide that bankruptcy is the right option, we will begin preparing your bankruptcy petition once we receive an initial deposit of $100.00. In addition, once we receive the deposit, you may begin to tell your creditors that you have retained our office to represent you. In most cases, once creditors are given the attorney's name and phone number, they will not bother the client any more as long as the bankruptcy case is filed within 30 days.
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