Have you considered using a debt consolidation plan with one of the many debt settlement companies (i.e. National Debt Relief)? Debt relief (or debt settlement) is a program offered by third-party debt relief companies to borrowers struggling to make debt payments. Typically, these companies enc...
Yes, you can still file for bankruptcy if you are in a credit counseling program. In fact, there are a few reasons why you might want to file for bankruptcy even if you are in a credit counseling program. First, credit counseling programs typically only offer a temporary solution to your debt pr...
Yes, you can still file for bankruptcy if you have already been sued and received a lawsuit or garnishment. In fact, filing for bankruptcy can stop a lawsuit and garnishment. When you file for bankruptcy, an automatic stay goes into effect. The automatic stay is a court order that prohibits cred...
Yes, you can get rid of medical bills in bankruptcy. In fact, medical bills are one of the most common types of debt that people file for bankruptcy to discharge. If you are considering filing for bankruptcy to get rid of medical bills, it is important to give us a call at Brown and Seelye to ...
When you file a bankruptcy most of the time you have the choice of whether to keep or give back the vehicle. If you surrender your car in bankruptcy, you will not have to pay for it. When you surrender your car, you are giving it back to the lender. The lender will then sell the car to recoup ...
Here are the steps on how to dispute your credit report: Get your credit report. You can get your credit report for free once a year from each of the three major credit bureaus: Experian, Equifax, and TransUnion. You can get your credit report online, by mail, or by phone. Review your credi...
Here are the top 10 benefits to filing bankruptcy: A fresh start. Filing for bankruptcy can give you a fresh start by wiping out most of your debt. This can help you to improve your credit score and financial situation over time. Protection from creditors. Filing for bankruptcy will stop cr...
We serve all cities in Western Washington including the following: Aberdeen Acme Airway Heights Albion Allyn Arlington Auburn Bainbridge Island Battle Ground Bellingham Bellevue Black Diamond Bonney Lake Bothell Bremerton Brier Burien Burlington Camas Carbonado Carnation C...
Brown and Seelye serves the following counties in Western Washington State: Clallam County Clark County Cowlitz County Grays Harbor County Island County Jefferson County King County Kitsap County Lewis County Mason County Pacific County Pierce County San Juan County Skagit County ...
Bankruptcy will improve your credit score and make it easier to get approved for new loans or credit cards. While you are rebuilding credit there are things you can do to improve your credit score quickly, such as paying your bills on time, keeping your credit utilization low, and disputing any i...
There are many things you can do to quickly rebuild your credit score after bankruptcy. Here are a few: Make all of your payments on time, including your rent, utilities, and car payments. Keep your credit utilization low. This means using less than 30% of your available credit. Dispute any...
Uninsured accident claims may be dischargeable in bankruptcy, but it depends on the specific circumstances of the case. If you are considering filing for bankruptcy, it is important to speak with an attorney to discuss your options. An attorney can help you understand your rights and can help you...
When your car is repossessed, the lender sells it at auction to try to recoup the money you owe. However, the auction price may not be enough to cover the full amount of the loan, plus any fees or expenses that the lender incurred. If this is the case, you will still owe the lender the remaining ...
Yes, a CHAPTER 13 bankruptcy may stop foreclosure. Foreclosure is a legal process where a lender tries to take ownership of a home because the owner has fallen behind on their mortgage payments. If you file for bankruptcy, an automatic stay will go into effect. This means that most collection act...
Creditors can garnish of your money from your bank account. There are a few exceptions which include Social Security benefits, child support and VA disability benefits. If you have been served with any type of lawsuit please make sure to not have your tax return direct deposited to your bank ac...
There are a number of warning signs that you may be headed for personal bankruptcy. These include: Missing payments on your bills. This is one of the most obvious warning signs that you may be in financial trouble. If you are consistently missing payments on your bills, it is a sign that you ...
If you are considering filing for bankruptcy, it is important to speak with an attorney to discuss your individual circumstances and to determine if bankruptcy is the right option for you. Here are some things to consider when deciding if you have enough debt to file bankruptcy: The amount of...
Car title loans are a type of short-term loan that uses your car's title as collateral. They can be a quick and easy way to get cash, but they come with a number of dangers. Hidden fees In addition to the high interest rate, car title lenders may also charge a variety of hidden fees, such as or...
There are a number of dangers associated with internet loans. Here are just few of them that many many of our clients have experienced: High interest rates: Internet loans often have very high interest rates, which can make it difficult to repay the loan. Aggressive collection practices: ...
Although it seems unbelievable, according to a report by LendingClub, as of January 2023, 60% of United States adults, including more than four in 10 high-income consumers, live paycheck to paycheck. This means that over 160 million Americans are struggling to make ends meet each month. There ...
TikTok scams can be devastating, leading to financial ruin and bankruptcy.
Scams can be devastating and can lead to bankruptcy. Learn more about pretending to be a local authority.
Scams can be devastating and can lead to bankruptcy. Learn more about romance scams.
Scams can be devastating and can lead to bankruptcy. Learn more about home repair scams.
Scams can be devastating and can lead to bankruptcy. Learn more about charity scams.
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