Student loans are great because they help so many people further their education in Washington and beyond. Upon graduation, though, they must pay back their loans. If they do not get well-paying jobs, then paying off the loans can be difficult. When a financial situation becomes difficult and bankruptcy seems like the only option, many debtors wonder if they can include student loans in their bankruptcy filing. Much confusion exists because student loans can be federal or private – the former typically cannot be discharged while the latter might be dischargeable.