A discharge in bankruptcy is like a "get out of debt" card. It means that you no longer have to pay back certain debts. The court gives you this discharge after you successfully complete a bankruptcy case. This means that creditors can't try to collect money from you for those debts anymore. Not...
Yes, bankruptcy can usually stop a garnishment. A garnishment is a legal process where a creditor takes money directly from your paycheck or bank account to pay off a debt. If you file for bankruptcy, an automatic stay will go into effect. This means that most collection activities, including gar...
If you and your spouse are considering filing for bankruptcy and divorce in Western Washington State, the parallel processes can be tricky as much as they can be detrimental to your unique situation. Several factors must be taken into consideration. Timing is important and can affect the complexi...
Scams can be devastating and can lead to bankruptcy. Learn more about IRS and Tax Scams
Brown and Seelye helps people in Western Washington file bankruptcy. Call us today 888-873-1958
Beleive it or not your credit score will usually improve after filing for bankruptcy! Filing for bankruptcy fcan also provide a fresh start for people who are struggling with overwhelming debt. After a bankruptcy discharge, you are able to start rebuilding your credit by making on-time payments ...
A discharge in bankruptcy is like a "get out of debt" card. It means that you no longer have to pay back certain debts. The court gives you this discharge after you successfully complete a bankruptcy case. This means that creditors can't try to collect money from you for those debts anymore. Not...
A meeting of creditors, also known as a 341 meeting, is a hearing that takes place in the bankruptcy process. During this meeting, the person who has filed for bankruptcy (known as the debtor) meets with a bankruptcy trustee by telephone or zoom and any creditors who have chosen to attend (this i...
Yes, medical bills can be discharged in bankruptcy. This means that if you file for bankruptcy, you will no longer be responsible for paying back your medical debts. It's important to talk to a bankruptcy lawyer to understand how bankruptcy can affect your specific medical debt.
Absolutely! You will find your mailbox stuffed with offers after you file. Why? Since you will not be able to file Chapter 7 again for eight years you have become part of the group that is one of the best credit risks for lenders. To increase your chances of getting approved for a car loan af...
Absolutely! Most of our clients have successfully qualified for a mortgage within three years of filing. To increase your chances of getting approved for a mortgage after bankruptcy, it is important to do the following: Work on rebuilding your credit: This may involve getting a secured cre...
After you file for bankruptcy, you may find that you are able to get approved for credit more easily than you were before. This is because bankruptcy can help you get out from under a large amount of debt, which can make it easier to manage your finances and pay your bills on time. By using credi...
The bankruptcy means test is a tool used to determine whether a person is eligible to file for Chapter 7 bankruptcy. The means test compares the person's income to the average income for similar people in their state. If the person's income is below the average income, they are generally eligib...
Yes! If you want to keep your car almost all cars are protected by exemptions (which protect you so your creditors cannot take your belongings). You will need to keep your payments current and make sure to keep insurance on the vehicle as required by your lender. Speak with a bankruptcy attor...
In Washington State because of the generous laws protecting your home almost all homes are protected and your bankruptcy attorney will ensure that you qualify for this protection under a Chapter 7 bankruptcy. If your payments are not current then you may be able to file a Chapter 13 bankruptcy,...
The cost of hiring a bankruptcy attorney will depend on a number of factors, including the attorney's hourly rate, the complexity of your case, and where you live. In general, you can expect to pay anywhere from $750.00 to $900.00 for a bankruptcy attorney. Some attorneys may charge a flat fee fo...
If you and your spouse are considering filing for bankruptcy and divorce in Washington, the parallel processes can be tricky as much as they can be detrimental to your unique situation. Several factors must be taken into consideration. Timing is important and can affect the complexity, costs, and...
If you are thinking about filing for bankruptcy, there are a few steps you need to take: Find a bankruptcy lawyer: It is a good idea to hire a lawyer who specializes in bankruptcy to help you through the process. Your lawyer can help you understand your options and guide you through the steps ...
Bankruptcy is a legal process that helps people who are having trouble paying their debts. Before someone can file for bankruptcy, they have to take a class to learn about managing their money. Once the person has filed for bankruptcy, a court order called an "automatic stay" will go into effec...
Bankruptcy is a legal process that can help people who are having trouble paying their debts get a fresh start. If someone owes more money than they can pay. There are two main types of bankruptcy that people can file: Chapter 7 and Chapter 13. Chapter 7 bankruptcy is also known as the "Fresh S...
Bankruptcy Lawyer in Western Washington: Understanding the Impact of Divorce If you and your spouse are considering filing for bankruptcy and divorce in Western Washington, the parallel processes can be tricky as much as they can be detrimental to your unique situation. Several factors m...
Crooks impersonating the IRS either by phone, email or in person cost people their time and money. The IRS urges people to stay vigilant against schemes and scams and avoid becoming a victim. Here are some important tips for taxpayers to keep in mind to avoid scams: How the IRS initiates contac...
You will still be able to buy a house after bankruptcy
The questions the Trustee asks are the same questions we will discuss at your consultation. They may include: 1. State your name 2. Did you sign the documents filed with the court? 3. Did you list all of your assets and debts? 4. Do you owe any alimony or child support? 5. Have you fil...
Debt can accumulate quickly, and before you know it, you are beyond any ability to manage it. Debt impacts your credit history as much as it does your quality of life. Creditors and third-party collection agencies can cause serious stress. Fortunately, even when you think a solution does not exis...
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