If you're facing a judgment due to unpaid debts, you may be wondering whether bankruptcy offers a solution to make it go away. The answer depends on several factors, including the type of debt, the timing of the judgment, and the specific circumstances of your case. In this blog post, we'll explore whether a judgment can be discharged in bankruptcy and how our law firm can help you navigate this process.
Understanding Judgments
A judgment is a court order that determines the rights and obligations of parties involved in a legal dispute. In the context of debt collection, a judgment is typically obtained by a creditor against a debtor who has failed to repay a debt. Once a judgment is issued, the creditor may pursue various collection actions, such as wage garnishment, bank levies, or liens on property.
Can a Judgment Be Discharged in Bankruptcy?
In most cases judgments can be discharged in bankruptcy, providing relief from the financial burden of unpaid debts.
However, certain types of judgments may not be eligible for discharge, including:
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Domestic Support Obligations: Judgments related to child support, alimony, or other domestic support obligations generally cannot be discharged in bankruptcy.
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Certain Criminal Debts: Judgments arising from fines, restitution, or penalties imposed in criminal cases are typically non-dischargeable in bankruptcy.
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Fraudulent Debts: If a judgment is based on debts incurred through fraudulent or dishonest behavior, it may not be eligible for discharge in bankruptcy.
How Our Law Firm Can Help
Navigating the bankruptcy process can be complex, especially when dealing with judgments and other legal obligations. Our dedicated team of attorneys is here to provide you with the guidance and support you need to achieve debt relief and financial stability.
When you choose our law firm to represent you, we'll conduct a thorough review of your financial situation and develop a customized strategy tailored to your goals and circumstances.
Conclusion
If you're facing a judgment and considering bankruptcy as a solution, it's essential to seek guidance from experienced legal professionals who understand the intricacies of the law. Don't let judgments control your financial future—contact our law firm today to schedule a free consultation with the Law Offices of Brown and Seelye and take the first step toward a brighter tomorrow.
