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Can Bankruptcy Stop Garnishments?

Posted by Ellen Brown | Jun 07, 2024

If you're facing wage garnishment due to unpaid debts, you're likely feeling overwhelmed and unsure of how to stop the financial strain on your income. The good news is that bankruptcy can provide a powerful solution to halt garnishments and help you regain control of your finances. In this blog post, we'll explore how bankruptcy can stop garnishments and what steps you can take to find relief.

Understanding Wage Garnishment

Wage garnishment occurs when a creditor obtains a court order to deduct a portion of your earnings directly from your paycheck to satisfy a debt.  In Washington this means 20% out of each check.  Bank accounts can be garnished 100%.  This can significantly impact your financial stability, making it difficult to cover essential expenses and maintain your standard of living.

How Bankruptcy Can Help

Filing for bankruptcy triggers an automatic stay, which immediately halts most collection actions, including almost all wage garnishment. This means that once you file for bankruptcy, creditors are legally prohibited from continuing to garnish your wages or bank account or pursue other collection efforts against you.

Working with Our Law Firm

As your trusted legal advocates, our priority is to help you achieve financial stability and peace of mind. When you choose the Law Offices of Brown and Seelye to represent you, we'll start by conducting a thorough review of your financial situation and discussing your goals and concerns.

From there, we'll work collaboratively to determine the best course of action for stopping wage garnishment and resolving your debt issues. We'll guide you through every step of the process, from preparing your bankruptcy petition to representing you in court hearings.


If you're facing wage garnishment and struggling to make ends meet, bankruptcy can offer a lifeline to stop garnishments and provide much-needed relief. Don't let financial stress control your life any longer—contact the Law Offices of Brown and Seelye today to schedule a free consultation and take the first step toward a brighter financial future.

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