In Washington State because of the generous laws protecting your home almost all homes are protected and your bankruptcy attorney will ensure that you qualify for this protection under a Chapter 7 bankruptcy.
If your payments are not current then you may be able to file a Chapter 13 bankruptcy, also known as reorganization bankruptcy, a person is usually able to keep their house as long as they can afford to pay for it through their repayment plan. In this type of bankruptcy, a person creates a plan to pay off a portion of their debts over a three to five year period. As long as the person makes the required payments under their repayment plan, they will be able to keep their house.
It is important to note that bankruptcy laws can be complex, and it is a good idea to consult with a bankruptcy attorney to get a better understanding of how bankruptcy will affect your specific situation. Speak to a bankruptcy lawyer today.