When you file a bankruptcy most of the time you have the choice of whether to keep or give back the vehicle.  

If you surrender your car in bankruptcy, you will not have to pay for it. When you surrender your car, you are giving it back to the lender. The lender will then sell the car to recoup their losses. If the sale of the car does not cover the full amount of the loan, you will not be responsible for the remaining balance.

If you are considering surrendering your car in bankruptcy, it is important to speak with Brown and Seelye to discuss your options and to get help navigating the bankruptcy process.