Romance scams are a type of online scam where someone pretends to be interested in a romantic relationship with you in order to steal your money. These scams can be devastating, and in some cases, they can even lead to bankruptcy. Here's what you need to know to avoid romance scams:
Be cautious: If someone you don't know contacts you online and starts talking about romance, be cautious. Scammers may use fake profiles and photos to trick you into thinking they're someone they're not.
Don't send money: Scammers may ask you to send them money for various reasons, such as medical bills or travel expenses. Don't send any money unless you're sure the person is legitimate.
Verify their identity: If you're unsure whether someone is who they claim to be, ask for their phone number and talk to them on the phone. You can also do a reverse image search on their profile picture to see if it's been used elsewhere online.
Report suspicious activity: If you think you've been targeted by a romance scam, report it to the Federal Trade Commission or to your state attorney general's office.
Romance scams can cause financial ruin if you're not careful. If you've already been targeted by a scammer, don't be afraid to seek help from a financial professional or bankruptcy attorney. They can help you navigate your finances and get back on track. Remember to always be cautious when talking to someone online, and don't send money unless you're sure it's safe and necessary.