People file for bankruptcy because they are unable to pay their debts and need a way to get a fresh financial start. Sometimes, people experience unexpected events, like a job loss, a medical emergency, or a divorce, that leave them with too much debt and not enough money to pay it all back. In these cases, bankruptcy can provide a way for people to get rid of most of their debt and move forward with a clean slate.

Filing for bankruptcy can be a difficult decision, but it can provide relief from overwhelming debt and allow people to get back on their feet financially. If someone is considering bankruptcy, it's important for them to talk to a bankruptcy lawyer to understand all of their options and determine if bankruptcy is the right choice for their situation.