Blog

Scams can be devastating and can lead to bankruptcy. Learn more about charity scams.

Scams can be devastating and can lead to bankruptcy. Learn more about foreign money scams.

yes, bankruptcy can stop a bank garnishment. A garnishment is a legal process where a creditor takes money directly from your bank account to pay off a debt. If you file for bankruptcy, an automatic stay will go into effect. This means that collection activities, including garnishments, must stop...

In Washington State, the amount that a creditor can garnish from your paycheck is limited by state and federal law. Under federal law, the maximum amount that can be garnished is the lesser of 20% of your disposable income (what's left after legally required deductions like taxes) or the amount b...

In order to help you reach this goal we are offering a special discounted special through the end of January 2021. Mention this blog and receive $100 off our already low price of $750

Scams can be devastating and can lead to bankruptcy. Learn more about Counterfeit Check Scams

Scams can be devastating and can lead to bankruptcy. Learn more about mail fraud scams.

Scams can be devastating and can lead to bankruptcy. Learn more about tech support scams

Scams can be devastating and can lead to bankruptcy. Learn more about gift card scams

Scams can be devastating and can lead to bankruptcy. Learn more about phishing scams.

When you owe money to someone, like a credit card company or a hospital, dentist, utility, or a personal loan they will try to get you to pay it back. If you can't pay it back, you might feel really stressed and worried. Bankruptcy is a special kind of legal process that can help you get rid of ...

When someone owes money to a creditor, the creditor may start calling and sending letters to try to get the money back. Sometimes, the creditor may call very often and use threatening or scary words to try to get the money back. This can be very stressful and scary for the person who owes the mon...

Yes, bankruptcy can usually stop a garnishment. A garnishment is a legal process where a creditor takes money directly from your paycheck or bank account to pay off a debt. If you file for bankruptcy, an automatic stay will go into effect. This means that most collection activities, including gar...

Scams can be devastating and can lead to bankruptcy. Learn more about IRS and Tax Scams

Brown and Seelye helps people in Western Washington file bankruptcy. Call us today 888-873-1958

Beleive it or not your credit score will usually improve after filing for bankruptcy!  Filing for bankruptcy fcan also provide a fresh start for people who are struggling with overwhelming debt. After a bankruptcy discharge, you are able to start rebuilding your credit by making on-time payments ...

People file for bankruptcy because they are unable to pay their debts and need a way to get a fresh financial start. Sometimes, people experience unexpected events, like a job loss, a medical emergency, or a divorce, that leave them with too much debt and not enough money to pay it all back. In t...

A discharge in bankruptcy is like a "get out of debt" card. It means that you no longer have to pay back certain debts. The court gives you this discharge after you successfully complete a bankruptcy case. This means that creditors can't try to collect money from you for those debts anymore. Not...

A meeting of creditors, also known as a 341 meeting, is a hearing that takes place in the bankruptcy process. During this meeting, the person who has filed for bankruptcy (known as the debtor) meets with a bankruptcy trustee by telephone or zoom and any creditors who have chosen to attend (this i...

Yes, medical bills can  be discharged in bankruptcy. This means that if you file for bankruptcy, you will no longer be responsible for paying back your medical debts.  It's important to talk to a bankruptcy lawyer to understand how bankruptcy can affect your specific medical debt.

Absolutely! You will find your mailbox stuffed with offers after you file.  Why? Since you will not be able to file Chapter 7 again for eight years you have become part of the group that is one of the best credit risks for lenders.   To increase your chances of getting approved for a car loan af...

Absolutely!  Most of our clients have successfully qualified for a mortgage within three years of filing. To increase your chances of getting approved for a mortgage after bankruptcy, it is important to do the following: Work on rebuilding your credit: This may involve getting a secured cre...

After you file for bankruptcy, you may find that you are able to get approved for credit more easily than you were before. This is because bankruptcy can help you get out from under a large amount of debt, which can make it easier to manage your finances and pay your bills on time. By using credi...

The bankruptcy means test is a tool used to determine whether a person is eligible to file for Chapter 7 bankruptcy.  The means test compares the person's income to the average income for similar people in their state. If the person's income is below the average income, they are generally eligib...