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In general, most types of unsecured debts, such as credit card debts and medical bills, can be discharged in bankruptcy. However, not all debts can be discharged in bankruptcy...

There are several different types of bankruptcy, but the most common types for individuals are Chapter 7 and Chapter 13. Chapter 7 bankruptcy, also known as a fresh start bankruptcy where much of the person's debts will be elimated, which means they don't have to pay them anymore. Chapter 13 ba...

People file for bankruptcy because they are unable to pay their debts and need a way to get a fresh financial start. Sometimes, people experience unexpected events, like a job loss, a medical emergency, or a divorce, that leave them with too much debt and not enough money to pay it all back. In t...

Filing for bankruptcy doesn't mean putting your life on hold indefinitely. In fact, many individuals are surprised to learn that they can buy a new car after filing for bankruptcy. If you're considering bankruptcy and worried about your transportation needs, rest assured that there are options available to help you get back on the road to financial recovery. In this blog post, we'll explore how you can buy a new car after filing for bankruptcy and how our law firm can assist you in navigating this process.

Scams can be devastating and can lead to bankruptcy. Learn more about romance scams.

If you're grappling with the aftermath of a car repossession and facing a lingering balance due, you're not alone. The process of repossession can be distressing, and the financial repercussions can feel overwhelming. However, there are legal options available to help you address the remaining debt and regain control of your finances. In this blog post, we'll explore whether you can get rid of the balance due after your car was repossessed and how our law firm can assist you in finding a resolution.

If you're facing a judgment due to unpaid debts, you may be wondering whether bankruptcy offers a solution to make it go away. The answer depends on several factors, including the type of debt, the timing of the judgment, and the specific circumstances of your case. In this blog post, we'll explore whether a judgment can be discharged in bankruptcy and how our law firm can help you navigate this process.

If you're burdened by overwhelming medical debts, you're not alone. Medical expenses can quickly accumulate, leaving individuals and families struggling to make ends meet. Fortunately, bankruptcy can offer a solution to alleviate the financial strain caused by medical bills. In this blog post, we'll explore whether you can include medical debts in bankruptcy and how our law firm can help you find relief.

If you're facing wage garnishment due to unpaid debts, you're likely feeling overwhelmed and unsure of how to stop the financial strain on your income. The good news is that bankruptcy can provide a powerful solution to halt garnishments and help you regain control of your finances. In this blog post, we'll explore how bankruptcy can stop garnishments and what steps you can take to find relief.

If you're behind on your house payments and considering Chapter 13 bankruptcy, don't wait until it's too late to seek legal assistance. Our experienced attorneys at Brown and Seelye are here to provide you with the guidance and support you need to navigate the bankruptcy process with confidence. To learn more about Chapter 13 bankruptcy and how it can help you save your home, please contact our law firm to schedule a free consultation. We're here to help you take control of your finances and build a brighter future for yourself and your family.

Facing financial challenges can be overwhelming, especially when it comes to major assets like your home. If you're considering filing for bankruptcy, one of the most pressing questions on your mind might be: "Can I keep my house?" The answer is YES!!!.  Below is clear and concise information to...

How to Protect Yourself from Credit Card Scams Credit card scams are on the rise, and it's more important than ever to be aware of them and how to protect yourself. Here are some tips: Be wary of unsolicited emails, texts, and phone calls. Scammers often use these methods to try to trick you...

Here are a few downsides of debt management programs: 1.  Many people are not able to get any new credit while in the protgram 2.  The program affects the length of credit history 3.   The credit accounts will be closed 4.  The creditors may choose to sue you or not work with the companies

Your credit score is calculated using a variety of factors, including: Payment history (35% of your score): Your payment history is the most important factor in determining your credit score. Lenders want to see that you have a history of making on-time payments. Amounts owed (30% of your s...

Have you considered using a debt consolidation plan with one of the many debt settlement companies (i.e. National Debt Relief)? Debt relief (or debt settlement) is a program offered by third-party debt relief companies to borrowers struggling to make debt payments. Typically, these companies enc...

Yes, you can still file for bankruptcy if you are in a credit counseling program. In fact, there are a few reasons why you might want to file for bankruptcy even if you are in a credit counseling program. First, credit counseling programs typically only offer a temporary solution to your debt pr...

Yes, you can still file for bankruptcy if you have already been sued and received a lawsuit or garnishment. In fact, filing for bankruptcy can stop a lawsuit and garnishment. When you file for bankruptcy, an automatic stay goes into effect. The automatic stay is a court order that prohibits cred...

Yes, you can get rid of medical bills in bankruptcy. In fact, medical bills are one of the most common types of debt that people file for bankruptcy to discharge. If you are considering filing for bankruptcy to get rid of medical bills, it is important to give us a call at Brown and Seelye to ...

When you file a bankruptcy most of the time you have the choice of whether to keep or give back the vehicle.   If you surrender your car in bankruptcy, you will not have to pay for it. When you surrender your car, you are giving it back to the lender. The lender will then sell the car to recoup ...

Here are the steps on how to dispute your credit report: Get your credit report. You can get your credit report for free once a year from each of the three major credit bureaus: Experian, Equifax, and TransUnion. You can get your credit report online, by mail, or by phone. Review your credi...

Here are the top 10 benefits to filing bankruptcy: A fresh start. Filing for bankruptcy can give you a fresh start by wiping out most of your debt. This can help you to improve your credit score and financial situation over time. Protection from creditors. Filing for bankruptcy will stop cr...

We serve all cities in Western Washington including the following: Aberdeen Acme Airway Heights Albion Allyn Arlington Auburn Bainbridge Island Battle Ground Bellingham Bellevue Black Diamond Bonney Lake Bothell Bremerton Brier Burien Burlington Camas Carbonado Carnation C...

Brown and Seelye serves the following counties in Western Washington State: Clallam County Clark County Cowlitz County Grays Harbor County Island County Jefferson County King County Kitsap County Lewis County Mason County Pacific County Pierce County San Juan County Skagit County ...

Bankruptcy will improve your credit score and make it easier to get approved for new loans or credit cards. While you are rebuilding credit there are things you can do to improve your credit score quickly, such as paying your bills on time, keeping your credit utilization low, and disputing any i...

There are many things you can do to quickly rebuild your credit score after bankruptcy.  Here are a few: Make all of your payments on time, including your rent, utilities, and car payments. Keep your credit utilization low. This means using less than 30% of your available credit. Dispute any...