Posted by Ellen Brown | Mar 29, 2024 |
There are many things you can do to quickly rebuild your credit score after bankruptcy. Here are a few:
Make all of your payments on time, including your rent, utilities, and car payments.
Keep your credit utilization low. This means using less than 30% of your available credit.
Dispute any...
Posted by Ellen Brown | Mar 27, 2024 |
Uninsured accident claims may be dischargeable in bankruptcy, but it depends on the specific circumstances of the case. If you are considering filing for bankruptcy, it is important to speak with an attorney to discuss your options. An attorney can help you understand your rights and can help you...
Posted by Ellen Brown | Mar 25, 2024 |
When your car is repossessed, the lender sells it at auction to try to recoup the money you owe. However, the auction price may not be enough to cover the full amount of the loan, plus any fees or expenses that the lender incurred. If this is the case, you will still owe the lender the remaining ...
Posted by Ellen Brown | Mar 22, 2024 |
Yes, a CHAPTER 13 bankruptcy may stop foreclosure. Foreclosure is a legal process where a lender tries to take ownership of a home because the owner has fallen behind on their mortgage payments. If you file for bankruptcy, an automatic stay will go into effect. This means that most collection act...
Posted by Ellen Brown | Mar 20, 2024 |
Creditors can garnish of your money from your bank account.
There are a few exceptions which include Social Security benefits, child support and VA disability benefits.
If you have been served with any type of lawsuit please make sure to not have your tax return direct deposited to your bank ac...
Posted by Ellen Brown | Feb 02, 2024 |
There are a number of warning signs that you may be headed for personal bankruptcy. These include:
Missing payments on your bills. This is one of the most obvious warning signs that you may be in financial trouble. If you are consistently missing payments on your bills, it is a sign that you ...
Posted by Ellen Brown | Jan 31, 2024 |
If you are considering filing for bankruptcy, it is important to speak with an attorney to discuss your individual circumstances and to determine if bankruptcy is the right option for you.
Here are some things to consider when deciding if you have enough debt to file bankruptcy:
The amount of...
Posted by Ellen Brown | Jan 29, 2024 |
Car title loans are a type of short-term loan that uses your car's title as collateral. They can be a quick and easy way to get cash, but they come with a number of dangers.
Hidden fees
In addition to the high interest rate, car title lenders may also charge a variety of hidden fees, such as or...
Posted by Ellen Brown | Jan 26, 2024 |
There are a number of dangers associated with internet loans. Here are just few of them that many many of our clients have experienced:
High interest rates: Internet loans often have very high interest rates, which can make it difficult to repay the loan.
Aggressive collection practices: ...
Posted by Ellen Brown | Jan 24, 2024 |
Although it seems unbelievable, according to a report by LendingClub, as of January 2023, 60% of United States adults, including more than four in 10 high-income consumers, live paycheck to paycheck. This means that over 160 million Americans are struggling to make ends meet each month.
There ...
Posted by Ellen Brown | Jan 22, 2024 |
TikTok scams can be devastating, leading to financial ruin and bankruptcy.
Posted by Ellen Brown | Jan 19, 2024 |
Scams can be devastating and can lead to bankruptcy. Learn more about pretending to be a local authority.
Posted by Ellen Brown | Jan 15, 2024 |
Scams can be devastating and can lead to bankruptcy. Learn more about home repair scams.
Posted by Ellen Brown | Jan 12, 2024 |
Scams can be devastating and can lead to bankruptcy. Learn more about charity scams.
Posted by Ellen Brown | Jan 10, 2024 |
Scams can be devastating and can lead to bankruptcy. Learn more about foreign money scams.
Posted by Ellen Brown | Jan 08, 2024 |
yes, bankruptcy can stop a bank garnishment. A garnishment is a legal process where a creditor takes money directly from your bank account to pay off a debt. If you file for bankruptcy, an automatic stay will go into effect. This means that collection activities, including garnishments, must stop...
Posted by Ellen Brown | Jan 03, 2024 |
In Washington State, the amount that a creditor can garnish from your paycheck is limited by state and federal law. Under federal law, the maximum amount that can be garnished is the lesser of 20% of your disposable income (what's left after legally required deductions like taxes) or the amount b...
Posted by Ellen Brown | Jan 01, 2024 |
In order to help you reach this goal we are offering a special discounted special through the end of January 2021. Mention this blog and receive $100 off our already low price of $750
Posted by Ellen Brown | Dec 31, 2023 |
Scams can be devastating and can lead to bankruptcy. Learn more about Counterfeit Check Scams
Posted by Ellen Brown | Dec 29, 2023 |
Scams can be devastating and can lead to bankruptcy. Learn more about mail fraud scams.
Posted by Ellen Brown | Dec 27, 2023 |
Scams can be devastating and can lead to bankruptcy. Learn more about tech support scams
Posted by Ellen Brown | Dec 25, 2023 |
Scams can be devastating and can lead to bankruptcy. Learn more about gift card scams
Posted by Ellen Brown | Dec 22, 2023 |
Scams can be devastating and can lead to bankruptcy. Learn more about phishing scams.
Posted by Ellen Brown | Dec 20, 2023 |
When you owe money to someone, like a credit card company or a hospital, dentist, utility, or a personal loan they will try to get you to pay it back. If you can't pay it back, you might feel really stressed and worried.
Bankruptcy is a special kind of legal process that can help you get rid of ...
Posted by Ellen Brown | Dec 18, 2023 |
When someone owes money to a creditor, the creditor may start calling and sending letters to try to get the money back. Sometimes, the creditor may call very often and use threatening or scary words to try to get the money back. This can be very stressful and scary for the person who owes the mon...